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Blog

March 12, 2025
Agency

What Are My Flood Insurance Options?

’s coastal beauty comes with a serious risk: flooding. With rising sea levels, hurricanes and heavy rainfall, homeowners across the state must consider flood insurance as a critical part of their financial protection. Standard homeowners insurance policies typically do not cover flood damage, making it essential to explore your options before disaster strikes. National Flood […]
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February 25, 2025
Agency

What Does a Basic Business Insurance Policy Cover?

Is Business Interruption Covered? Running a business comes with its fair share of risks, and having the right insurance coverage is crucial for financial protection. One common question business owners have is whether a basic business insurance policy covers business interruption. Understanding the scope of your insurance policy can help you prepare for unexpected events […]
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January 31, 2025
delizqins

Does Your Insurance Still Provide Coverage If You Rent Your Home Through Airbnb?

Listing your home on Airbnb can be an excellent source of additional income, but it also raises crucial questions regarding insurance coverage. Many homeowners assume their standard insurance policy will cover any incidents that occur while their property is rented out. However, this is often not the case. Homeowners Insurance Limitations Typical homeowners insurance policies […]
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December 17, 2024
Agency

How to Secure Workers’ Compensation Insurance in Florida

Workers’ compensation insurance is a critical component for businesses in , providing essential protection for both employers and employees. This insurance covers medical expenses and lost wages for employees who suffer work-related injuries or illnesses, helping businesses operate smoothly without the financial burden of workplace accidents. Understanding the importance of this insurance and taking the […]
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September 26, 2024
Agency

How Do I Secure Recording Studio Insurance?

As the owner or operator of a recording studio, you can help your clients and customers pursue their dreams of stardom. These businesses have the potential to be exciting, entertaining and lucrative ventures. However, with great potential also often comes significant financial risks. can help by ensuring your recording studio is covered in the event of […]
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August 22, 2024
Agency

What’s the Most Popular Coverage for Restaurants?

What’s the most popular coverage for restaurants? Running a restaurant involves numerous risks, from kitchen fires to foodborne illnesses. To safeguard their investments, restaurant owners typically choose a robust insurance portfolio. Among the various types of insurance available, some stand out as the most popular and essential for the industry. What Insurance Coverage for Restaurants […]
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July 12, 2024
delizqins

Mistakes to Avoid in Your Homeowners Insurance

As a responsible homeowner, you are likely aware of the importance of homeowners insurance. However, not all policies are the same, and every home, as well as its inhabitants, may have specific coverage needs. You must account for your situation and ensure that your home insurance policy is tailored to address relevant risks. At in […]
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May 29, 2024
Agency

Working With an Independent Insurance Agent

An independent insurance agent sells and services insurance products from multiple companies. Unlike captive agents, who represent just one insurance company, independent agents have the flexibility to choose from a variety of providers. This allows them to compare policies and coverage options from different companies to find the best fit for their clients’ needs. Independent […]
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October 3, 2023
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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